Elite eVantage Checking

  • Personal
  • Checking
  • Elite eVantage Checking
Woman holding debit card while using CNB Digital Banking app on smartphone

A digital banking solution with great interest.

Our Elite eVantage Checking Account gets you a great interest rate with tools ideal for customers on the go. With access to Anywhere Banking Tools, you have access to your finances whenever and wherever you have an online connection.

Contact your local branch to get started.

Branch Locator

Included Anywhere Banking Tools

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Digital Banking

Access your account anytime, from any device with internet access.

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BillPay

Decide which bills you want to pay and when.

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Debit Card

A debit card in your name gives you the power to decide when to buy - and when to save.

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eStatements

Skip the paper statement and go paperless with eStatements

Rates

View our current rates!

View Elite eVantage Checking Rates

ELITE EVANTAGE CHECKING

Avg Daily Balance required to obtain advertised APY Interest Rate Annual Percentage Yield (APY) Minimum Opening Deposit
If All Requirements Are Not Met
0.01 and above 0.10% 0.10% $100.00
If All Requirements Are Met
0.01 - 15,000.00 1.25% 1.26% $100.00
15,000.01 and above 0.10% 1.26% - 0.27%** $100.00
**Elite eVantage APY assumes maximum balance of $100,000

 

The account listed above is a variable rate account and the advertised rates, APYs, and Balance Tiers may change after the account is opened. Fees could reduce the earnings on an account. Please refer to the Truth in Savings Disclosures for each account, which are available upon request, for additional account details. The interest rates and APYs are accurate as of October 9, 2024 for the Region 1 branches of CNB Bank & Trust, N.A. only. Region 1 includes: Carlinville, Hillsboro, Litchfield, Taylorville, and Virden. Member of the Federal Deposit Insurance Corporation and the Community

ELITE EVANTAGE CHECKING

Avg Daily Balance required to obtain advertised APY Interest Rate Annual Percentage Yield (APY) Minimum Opening Deposit
If All Requirements Are Not Met
0.01 and above 0.10% 0.10% $100.00
If All Requirements Are Met
0.01 - 15,000.00 1.25% 1.26% $100.00
15,000.01 and above 0.10% 1.26% - 0.27%** $100.00
**Elite eVantage APY assumes maximum balance of $100,000

The account listed above is a variable rate account and the advertised rates, APYs, and Balance Tiers may change after the account is opened. Fees could reduce the earnings on an account. Please refer to the Truth in Savings Disclosures for each account, which are available upon request, for additional account details. The interest rates and APYs are accurate as of October 9, 2024 for the Region 2 branches of CNB Bank & Trust, N.A. only. Region 2 includes: Brighton, Carrollton, Chapin, Jacksonville, Jerseyville, and Pittsfield. Member of the Federal Deposit Insurance Corporation and the Community

ELITE EVANTAGE CHECKING

Avg Daily Balance required to obtain advertised APY Interest Rate Annual Percentage Yield (APY) Minimum Opening Deposit
If All Requirements Are Not Met
0.01 and above 0.10% 0.10% $100.00
If All Requirements Are Met
0.01 - 15,000.00 1.25% 1.26% $100.00
15,000.01 and above 0.10% 1.26% - 0.27%** $100.00
**Elite eVantage APY assumes maximum balance of $100,000

 

The account listed above is a variable rate account and the advertised rates, APYs, and Balance Tiers may change after the account is opened. Fees could reduce the earnings on an account. Please refer to the Truth in Savings Disclosures for each account, which are available upon request, for additional account details. The interest rates and APYs are accurate as of October 9, 2024 for the Region 3 branches of CNB Bank & Trust, N.A. only. Region 3 includes: Oak Forest, Palos Heights, and Tinley Park. Member of the Federal Deposit Insurance Corporation and the Community

ELITE EVANTAGE CHECKING

Avg Daily Balance required to obtain advertised APY Interest Rate Annual Percentage Yield (APY) Minimum Opening Deposit
If All Requirements Are Not Met
0.01 and above 0.10% 0.10% $100.00
If All Requirements Are Met
0.01 - 15,000.00 1.25% 1.26% $100.00
15,000.01 and above 0.10% 1.26% - 0.27%** $100.00
**Elite eVantage APY assumes maximum balance of $100,000

 

The account listed above is a variable rate account and the advertised rates, APYs, and Balance Tiers may change after the account is opened. Fees could reduce the earnings on an account. Please refer to the Truth in Savings Disclosures for each account, which are available upon request, for additional account details. The interest rates and APYs are accurate as of October 9, 2024 for the Region 4 branches of CNB Bank & Trust, N.A. only. Region 4 includes: Alton, Clayton, and Edwardsville/Glen Carbon. Member of the Federal Deposit Insurance Corporation and the Community

 

To receive premium interest and ATM refunds of up to $12, you must do the following each month:

  • Use debit card for 10 or more POS purchases per monthly statement cycle
  • Have 1 recurring direct deposit or 1 recurring ACH debit per month or use Bill Pay instead
  • Have a valid email address to receive the required eStatements

Maintain a $200 minimum balance, and we’ll waive the $7 monthly minimum balance fee.

Ready to start earning great interest?

Contact your local branch today to get started!

Branch Locator

Elite eVantage Checking Additional Details

Elite eVantage Checking monthly fee

Maintain a $200 minimum balance, and we’ll waive the $7 monthly minimum balance fee.

Overdraft Services

Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at CNB Bank & Trust, N.A. for a fee.

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as a secondary coverage if the other protection source is exhausted. Please review the Overdraft Coverage Options disclosure for other important information.

Extended Overdraft Privilege grants the same coverage as the standard and adds ATM and debit card transactions.

Read more

Please Select Your Local Branch

Branches
  • Alton
  • Brighton
  • Carlinville
  • Carrollton
  • Chapin
  • Clayton, MO
  • Edwardsville / Glen Carbon
  • Hillsboro
  • Jacksonville
  • Jerseyville
  • Litchfield
  • Oak Forest
  • Palos Heights
  • Pittsfield
  • Taylorville
  • Tinley Park
  • Virden
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