Personal Checking Accounts

Checking accounts with all the benefits

Man and woman looking at finances

Premium Checking

Our Premium Checking Account gets you a great checking interest rate along with access to a full-range of money-saving benefits from BaZing®. Even better, maintain a $1,500 minimum balance and we'll waive the $8 monthly minimum balance fee.

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Gateway Checking

Our Gateway Checking Account gets you access to money-saving benefits from BaZing®. Benefits include roadside assistance, cell phone protection, and exclusive access to local discounts and national retailer deals.

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Benefits you'll use!

BaZing® benefits included with our Premium and Gateway checking accounts give you access to local coupons, national discounts, roadside assistance, and more!
Download the BaZing® mobile app for complete details and instructions on how to save money today.


Checking Accounts For Your Needs

Elite eVantage

Our Elite eVantage Checking Account gets you a great interest rate with tools ideal for customers on the go. With access to Anywhere Banking Tools, you have access to your finances whenever and wherever you have an online connection. 

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Money Market

The perfect option for customers needing a small number of transactions per month. Our Money Market Account gets you an even better interest rate on your balance in exchange for a limited number of transactions.

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Welcome Checking

Our CNB Welcome Checking Account is perfect for individuals looking for just the basics. Maintain a $100 minimum balance, and we’ll waive the $7 monthly minimum balance fee. We’ll also waive the fee for Seniors 60+.

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Welcome Checking For Students

Our CNB Welcome Checking Account for Students is for students between the ages of 16 - 22. Minimum balance requirement and monthly minimum balance fee are waived when primary account holder is 16 through 22 years of age.

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Included Anywhere Banking Tools

Digital Banking

Access your account anytime, from any device with internet access.


Decide which bills you want to pay and when.

Debit Card

A debit card in your name gives you the power to decide when to buy - and when to save.


Skip the paper statement and go paperless with eStatements

Ready to open an account?

Contact your local branch today to get started!

Branch Locator

Checking Additional Details

Overdraft Services

Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at CNB Bank & Trust, N.A. for a fee.

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as a secondary coverage if the other protection source is exhausted. Please review the Overdraft Coverage Options disclosure for other important information.

Extended Overdraft Privilege grants the same coverage as the standard and adds ATM and debit card transactions.

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Items required to open a checking account

  • Be at least 18 years old
  • Have a Social Security number
  • Have a Government Issued ID