Privacy Policy



Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Credit History and Credit Scores
  • Account Transactions and Employment Information

When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CNB Bank & Trust, N.A. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does CNB Bank & Trust, N.A. share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 Yes  No
For our marketing purposes-
to offer our products and services to you
 Yes  No
For joint marketing with other financial companies  Yes  No
For our affiliates everyday business purposes-
information about your transactions and experiences
 No  We don't share
For our affiliates everyday business purposes-
information about your creditworthiness
 No  We don't share
For nonaffiliates to market to you  No  We don't share


If you have any questions regarding these policies and procedures, please contact our Internet Banking Departments at  or call 866-342-2620

Who we are

Who is providing this notice?

CNB Bank & Trust, N.A.

What we do

How does CNB Bank & Trust, N.A. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does CNB Bank & Trust, N.A. collect my personal information?

We collect your personal information, for example, when you:

  • open an account or use your credit or debit card
  • apply for a loan or provide account information
  • make deposits or withdrawals from your account

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.



Companies related by common ownership or control. They can be financial and nonfinancial companies.

CNB Bank & Trust, N.A. does not share with our affiliates.


Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates we share with can include direct marketing companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include a direct marketing company.

Privacy Policy revised 03/2021


The full print-friendly version can be found here.