Money Market

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Exchange limited transactions to earn even better interest

Our money market is a great account for pursuing both short-term and long-term savings goals like saving for an emergency fund or even home renovation projects.

Contact your local branch to get started.

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Debit Card

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eStatements

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Rates

View our current rates!

View Money Market Rates

PERSONAL MONEY MARKET

Avg Daily Balance required to obtain advertised APY Interest Rate Annual Percentage Yield (APY) Minimum Opening Deposit
2,500.00 - 49,999.99 0.70% 0.70% $5,000.00
50,000.00 - 99,999.99 0.80% 0.80% $5,000.00
100,000.00 - 499,999.99 2.15% 2.17% $5,000.00
500,000.00 and above 2.25% 2.27% $5,000.00

 

The account listed above is a variable rate account and the advertised rates, APYs, and Balance Tiers may change after the account is opened. Fees could reduce the earnings on an account. Please refer to the Truth in Savings Disclosures for each account, which are available upon request, for additional account details. The interest rates and APYs are accurate as of October 9, 2024 for the Region 1 branches of CNB Bank & Trust, N.A. only. Region 1 includes: Carlinville, Hillsboro, Litchfield, Taylorville, and Virden. Member of the Federal Deposit Insurance Corporation and the Community

PERSONAL MONEY MARKET

Avg Daily Balance required to obtain advertised APY Interest Rate Annual Percentage Yield (APY) Minimum Opening Deposit
2,500.00 - 49,999.99 0.70% 0.70% $5,000.00
50,000.00 - 99,999.99 0.80% 0.80% $5,000.00
100,000.00 - 499,999.99 2.15% 2.17% $5,000.00
500,000.00 and above 2.25% 2.27% $5,000.00

 

The account listed above is a variable rate account and the advertised rates, APYs, and Balance Tiers may change after the account is opened. Fees could reduce the earnings on an account. Please refer to the Truth in Savings Disclosures for each account, which are available upon request, for additional account details. The interest rates and APYs are accurate as of October 9, 2024 for the Region 2 branches of CNB Bank & Trust, N.A. only. Region 2 includes: Brighton, Carrollton, Chapin, Jacksonville, Jerseyville, and Pittsfield. Member of the Federal Deposit Insurance Corporation and the Community

PERSONAL MONEY MARKET

Avg Daily Balance required to obtain advertised APY Interest Rate Annual Percentage Yield (APY) Minimum Opening Deposit
2,500.00 - 49,999.99 0.80% 0.80% $5,000.00
50,000.00 - 99,999.99 0.90% 0.90% $5,000.00
100,000.00 - 499,999.99 2.25% 2.27% $5,000.00
500,000.00 and above 2.35% 2.38% $5,000.00

 

The account listed above is a variable rate account and the advertised rates, APYs, and Balance Tiers may change after the account is opened. Fees could reduce the earnings on an account. Please refer to the Truth in Savings Disclosures for each account, which are available upon request, for additional account details. The interest rates and APYs are accurate as of October 9, 2024 for the Region 3 branches of CNB Bank & Trust, N.A. only. Region 3 includes: Oak Forest, Palos Heights, and Tinley Park. Member of the Federal Deposit Insurance Corporation and the Community

PERSONAL MONEY MARKET

Avg Daily Balance required to obtain advertised APY Interest Rate Annual Percentage Yield (APY) Minimum Opening Deposit
2,500.00 - 49,999.99 0.70% 0.70% $5,000.00
50,000.00 - 99,999.99 0.80% 0.80% $5,000.00
100,000.00 - 499,999.99 2.15% 2.17% $5,000.00
500,000.00 and above 2.25% 2.27% $5,000.00

 

The account listed above is a variable rate account and the advertised rates, APYs, and Balance Tiers may change after the account is opened. Fees could reduce the earnings on an account. Please refer to the Truth in Savings Disclosures for each account, which are available upon request, for additional account details. The interest rates and APYs are accurate as of October 9, 2024 for the Region 4 branches of CNB Bank & Trust, N.A. only. Region 4 includes: Alton, Clayton, and Edwardsville/Glen Carbon. Member of the Federal Deposit Insurance Corporation and the Community

  

Money Market Account Details

  • A limit of 6 withdrawals or transfers per monthly statement cycle*
  • Balances are based on the average daily balance per statement cycle.
  • A minimum deposit of $5,000 is required to open.
  • A minimum average daily balance of $0.01 must be maintained every statement cycle to obtain the disclosed Interest Rate / Annual Percentage Yield (APY).

 *Excess Withdrawal Fee of $12.00 per withdrawal or transfer if more than 6 withdrawals or transfers are processed per month.

Ready to open an account?

Contact your local branch today to get started!

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Money Market Additional Details

Money Market

Annual Percentage Yield (APY) and balance tiers are subject to change at any time at our discretion. Fees could reduce earnings on the account.

Please Select Your Local Branch

Branches
  • Alton
  • Brighton
  • Carlinville
  • Carrollton
  • Chapin
  • Clayton, MO
  • Edwardsville / Glen Carbon
  • Hillsboro
  • Jacksonville
  • Jerseyville
  • Litchfield
  • Oak Forest
  • Palos Heights
  • Pittsfield
  • Taylorville
  • Tinley Park
  • Virden
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