Christmas Club

Christmas presents wrapped neatly

CNB Christmas Club Savings Account

Our Christmas Club Savings is an excellent account that assists you in saving for holiday expenses. Payout occurs yearly in early October.

Included Anywhere Banking Tools

Digital Banking

Access your account anytime, from any device with internet access.

eStatements

Skip the paper statement and go paperless with eStatements.

Christmas Club Account Details

Plan ahead for next year's holiday expenses

  • No Monthly Service Fee
  • Annual Paper Statements at Maturity
  • FREE Online Banking, Mobile Banking, & eStatements
  • Advertised Annual Percentage Yield is fixed until account maturity on October 1st each year
  • Minimum deposit required to open an account - $10
  • Minimum balance required to obtain the advertised Annual Percentage Yield - $50
  • Term of the account - account matures on October 1st each year
  • Additions to account - requires an automatic transfer from another CNB Bank & Trust, N.A. account at least once per month
  • Interest will be credited and paid at maturity, with the full balance paid by direct deposit to another CNB Bank & Trust, N.A. account
  • A penalty will be imposed for early withdrawal and the entire balance must be withdrawn

Ready to start saving?

Contact your local branch today to get started!

Branch Locator

 

Related CNB eServices

Man pointing and looking at cell phone while wearing headphones against a purple background

Digital Banking

You can manage your financial activities wherever you are, 24 hours a day, from any device with an Internet connection. CNB's Digital Banking is an easy and secure method of accessing all of your banking information.

Learn more

Woman looking at phone while using Zelle

Zelle®

Person to person payments in minutes straight from your CNB app.

Get ZELLE Zelle Safety tips

Please Select Your Local Branch

Branches
  • Alton
  • Brighton
  • Carlinville
  • Carrollton
  • Chapin
  • Clayton, MO
  • Edwardsville / Glen Carbon
  • Hillsboro
  • Jacksonville
  • Jerseyville
  • Litchfield
  • Oak Forest
  • Palos Heights
  • Pittsfield
  • Taylorville
  • Tinley Park
  • Virden
Please select a branch.
Go!
×