Business Checking Account

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Business Checking Accounts from CNB Bank & Trust, N.A.

At CNB Bank & Trust, N.A., supporting our communities and the businesses that help them grow is a number one priority. We offer a wide variety of accounts to meet your unique business needs. Our accounts are designed to work hard – so you don't have to!

Small Business Checking Account

Designed for businesses with a relatively low number of monthly transactions

Minimum Opening Deposit $200.00
No Minimum Balance Requirements
No Monthly Maintenance Fee
No additional charge for the first 150 transactions per statement cycle. Anything over 150 will assess $0.25 per transaction (transactions consist of deposits, deposited items & checks written)
eStatements only (Non-profit organizations – paper statement available)
FREE Digital Banking, Bill Pay, & eStatements
FREE QuickBooks® Uploads

Disclosure: The use of Cash Management Services will transition account to Account Analysis upon advance notification

Ready to open account?

Meet with a Universal Banker today at one of our branch locations.

View Branch Locations

Regular Business Checking Account

Run your business smoothly with this full-service account

Minimum Opening Deposit $200.00
Monthly Service Charge of $10.00
No additional charge for the first 400 transactions per statement cycle. Anything over 400 will assess $0.25 per transaction (transactions consist of deposits, deposited items & checks written)
Earnings Credit of $0.04 for every $100.00 (earnings credit will evaluate the business customer's portfolio, not just this account)
Monthly Paper Statements - With Check Images
FREE eStatements
FREE QuickBooks® Uploads

Disclosure: The use of Cash Management Services will transition account to Account Analysis upon advance notification

Ready to open account?

Meet with a Universal Banker today at one of our branch locations.

View Branch Locations

Interest Bearing Business Checking Account

For non-profits with higher balances

Minimum Opening Deposit $200.00
No Minimum Balance Requirements
Monthly Service Charge of $10.00
No additional charge for the first 150 transactions per statement cycle. Anything over 150 will assess $0.05 per transaction (transactions consist of deposits, deposited items & checks written)
Minimum Balance Requirement to earn interest $2,500.00 - Please Call For Current Rates
Earnings Credit of $0.04 for every $100.00 (earnings credit will evaluate this account's balance, not portfolio)
Monthly Paper Statements - With Check Images
FREE eStatements
FREE QuickBooks® Upload

Disclosure: The use of Cash Management Services will transition account to Account Analysis upon advance notification

Ready to open account?

Meet with a Universal Banker today at one of our branch locations.

View Branch Locations

Interest Bearing Business Money Market Account

Boost your earnings with tiered interest rates

Interest Tiers - Please Call For Current Rates
- $2,500.00 - $49,999.99
- $50,000.00 - $499,999.99
- $500,000.00 - $999,999.99
- $1,000,000.00 and above
Minimum Opening Deposit $200.00
$2,500.00 Minimum Balance requirement to avoid monthly minimum balance fee of $20.00
No additional charge for the first 6 withdrawals or transfers. Anything over 6 will assess $15.00 per transaction
Covered transactions are limited to 6 per statement cycle. (Refer to Account Disclosure for more details)
Transfers to pay debts to the bank are permitted without limitation
Minimum Balance Requirement to earn interest $2,500.00
Monthly Paper Statements - With Check Images
FREE eStatements
FREE QuickBooks® Upload

Ready to open account?

Meet with a Universal Banker today at one of our branch locations.

View Branch Locations

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Cash Management

Cash Management for businesses is available through CNB Bank & Trust, N.A.. Contact your local facility today for more information.

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