Business Checking Account

  • Business
  • Checking
Woman operating laptop on desk surrounded with plants in a white room

Business Checking Accounts from CNB Bank & Trust, N.A.

At CNB Bank & Trust, N.A., supporting our communities and the businesses that help them grow is a number one priority. We offer a wide variety of accounts to meet your unique business needs. Our accounts are designed to work hard – so you don't have to!

Small Business Checking Account

Designed for businesses with a relatively low number of monthly transactions

  • Minimum Opening Deposit $200.00
  • No Minimum Balance Requirements
  • No Monthly Maintenance Fee
  • No additional charge for the first 150 transactions per statement cycle. Anything over 150 will assess $0.25 per transaction (transactions consist of deposits, deposited items & checks written)
  • eStatements only (Non-profit organizations – paper statement available)
  • FREE Digital Banking, Bill Pay, & eStatements
  • FREE QuickBooks® Uploads

Disclosure: The use of Cash Management Services will transition account to Account Analysis upon advance notification

Ready to open account?

Meet with a Universal Banker today at one of our branch locations.

View Branch Locations

Regular Business Checking Account

Run your business smoothly with this full-service account

  • Minimum Opening Deposit $200.00
  • Monthly Service Charge of $10.00
  • No additional charge for the first 400 transactions per statement cycle. Anything over 400 will assess $0.25 per transaction (transactions consist of deposits, deposited items & checks written)
  • Earnings Credit of $0.04 for every $100.00 (earnings credit will evaluate the business customer's portfolio, not just this account)
  • Monthly Paper Statements - With Check Images
  • FREE eStatements
  • FREE QuickBooks® Uploads

Disclosure: The use of Cash Management Services will transition account to Account Analysis upon advance notification

Ready to open account?

Meet with a Universal Banker today at one of our branch locations.

View Branch Locations

Interest Bearing Business Checking Account

For non-profits with higher balances

  • Minimum Opening Deposit $200.00
  • No Minimum Balance Requirements
  • Monthly Service Charge of $10.00
  • No additional charge for the first 150 transactions per statement cycle. Anything over 150 will assess $0.05 per transaction (transactions consist of deposits, deposited items & checks written)
  • Minimum Balance Requirement to earn interest $2,500.00 - Please Call For Current Rates
  • Earnings Credit of $0.04 for every $100.00 (earnings credit will evaluate this account's balance, not portfolio)
  • Monthly Paper Statements - With Check Images
  • FREE eStatements
  • FREE QuickBooks® Upload

Disclosure: The use of Cash Management Services will transition account to Account Analysis upon advance notification

Ready to open account?

Meet with a Universal Banker today at one of our branch locations.

View Branch Locations

Interest Bearing Business Money Market Account

Boost your earnings with tiered interest rates

  • Interest Tiers - Please Call For Current Rates
    • $2,500.00 - $49,999.99
    • $50,000.00 - $499,999.99
    • $500,000.00 - $999,999.99
    • $1,000,000.00 and above
  • Minimum Opening Deposit $200.00
  • $2,500.00 Minimum Balance requirement to avoid monthly minimum balance fee of $20.00
  • No additional charge for the first 6 withdrawals or transfers. Anything over 6 will assess $15.00 per transaction
  • Covered transactions are limited to 6 per statement cycle. (Refer to Account Disclosure for more details)
  • Transfers to pay debts to the bank are permitted without limitation
  • Minimum Balance Requirement to earn interest $2,500.00
  • Monthly Paper Statements - With Check Images
  • FREE eStatements
  • FREE QuickBooks® Upload

Ready to open account?

Meet with a Universal Banker today at one of our branch locations.

View Branch Locations

 

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Cash Management

Cash Management for businesses is available through CNB Bank & Trust, N.A.. Contact your local facility today for more information.

View Branch Locations

ClickSWITCH®

Now you can easily move recurring payments to a new account at CNB Bank & Trust, N.A - all with the click of a mouse. With ClickSWITCH® account information is transferred instantly. It’s fully automated, convenient, and can take as little as 10 minutes. An activation code is required. Contact your account representative to be issued an activation code. Please note, switching direct deposits for a business account is not available.

 

Learn More About ClickSWITCH

Switch your account NOW!