Welcome Checking for Students

• Minimum balance requirement and monthly minimum balance fee are waived when primary account holder is 16 through 22 years of age .
• Age 23: Minimum balance fee waiver will be removed and the account will have the same requirements as Welcome Checking.

Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at CNB Bank & Trust, N.A. for a fee.

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as a secondary coverage if the other protection source is exhausted. Please review the Overdraft Coverage Options disclosure for other important information.

Extended Overdraft Privilege grants the same coverage as the standard and adds ATM and debit card transactions.

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• Be at least 18 years old
• Have a Social Security number
• Have a Government Issued ID