Personal Savings Accounts For All Progressive Savings Take your savings to the next level with a CNB Progressive Savings account. The more you save, the more you earn, making it a smart way to reach your financial goals. Enjoy a simple and rewarding way to build your balance over time. Learn More Accumulator Savings Saving doesn’t have to be complicated. The Accumulator Savings account helps you grow your money little by little, making it a great option for those looking to develop consistent saving habits. Learn More Certificates of Deposit Grow your money safely with a Certificate of Deposit (CD) from CNB Bank & Trust. Whether you're looking for steady growth with our standard CDs or want to take advantage of limited-time CD specials, we have options to fit your financial goals. View Certificates of Deposit View CD Specials Savings Accounts For Your Needs IRAs An Individual Retirement Account is an excellent tool for retirement savings. Depending on the type of IRA you choose, contributions may be tax-deductible and will grow either tax-deferred or tax-free. Learn More Personal Savings Our Personal Savings Account is a smart way to build financial security and prepare for the future. Whether you're saving for emergencies, a big purchase, or long-term goals, having a dedicated account helps you stay on track while keeping your money safe and accessible. Learn More Youth Savings Helping kids and teens build smart money habits early can set them up for success. A CNB Youth Savings Account makes it easy to learn the value of saving while keeping funds secure. It's a simple way to plan for the future, one deposit at a time! Learn More Christmas Club Our Christmas Club Savings is an excellent account that assists you in saving for holiday expenses. Pays out annually in October. Learn More Ready to Open a Savings Account? Contact your local branch today to get started! Branch Locator Personal Banking Savings Services What types of personal savings accounts does CNB Bank & Trust offer? CNB Bank & Trust offers a variety of savings accounts to meet your financial goals. This includes traditional savings accounts, high-yield savings accounts, and certificates of deposit (CDs), among others. Each account type has unique features and benefits tailored to different saving needs. Information can be found on our website under Personal Savings or by contacting a Universal Banker at your local CNB Bank & Trust, N.A. branch. What is the minimum deposit requirement to open a personal savings account? The minimum deposit requirement varies depending on the type of savings account you choose. For specific minimums, please refer to the savings account options on our website or contact us directly for more information. Are there any fees associated with personal savings accounts? Some savings accounts may have associated fees, including monthly maintenance fees or fees for exceeding certain transaction limits. We strive to keep our fees transparent and minimal. Detailed fee information for each account can be found on our website under Personal Savings or by contacting a Universal Banker at your local CNB Bank & Trust, N.A. branch. Can I access my personal savings account online? Yes, all our savings accounts come with online and mobile banking access, allowing you to view balances, and depending on the type of savings account, make transactions securely from anywhere, at any time. How many withdrawals can I make from my personal savings account each month? Depending on the type of savings account involved, withdrawals and transfers are limited to four per month; if over four, an excess withdrawal fee applies. Please review your account’s terms and conditions for detailed information. Can I set up direct deposits into my personal savings account? Yes, you can easily set up direct deposits into your savings account. This is a convenient way to automatically save for the future. Our Universal Banker team can assist you with the setup process.