Savings and CDs

• A safe place to watch your money grow
• Minimum Opening Deposit $200.00; $50 if under 18
• $200.00 Minimum Balance Requirement to Receive Interest
• $3.00 Monthly Minimum Balance Fee if balance falls below $200.00
• When in excess of 4 withdrawals or transfers are processed per month, a $1.00 excess withdrawal fee per withdrawal or transfer applies 
• Interest Compounded Quarterly - Please Call For Current Rates
• Monthly or Quarterly Paper Statements
• FREE Digital Banking and eStatements

To open a new savings account, please visit your nearest CNB branch and one of our Universal Bankers would be happy to assist.

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• Savings account for kids 12 and under to promote smart money habits
• Minimum Opening Deposit $5.00
• No Minimum Balance
• No Monthly Fee
• Interest Compounded Quarterly - Please Call For Current Rates
• Monthly or Quarterly Paper Statements
• FREE Digital Banking and eStatements

To open a new savings account, please visit your nearest CNB branch and one of our Universal Bankers would be happy to assist.

View Branch Locations

• Plan for future expenditures such as annual property taxes, insurance, vacations, etc.
• Minimum Opening Deposit $10.00
• $40.00 Minimum Balance Requirement to Receive Interest
• No Monthly Minimum Balance Fee
• Interest Compounded Daily - Please Call For Current Rates
• You pick maturity date as well as deposit amount and frequency
• FREE Digital Banking and eStatements

To open a new savings account, please visit your nearest CNB branch and one of our Universal Bankers would be happy to assist.

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• Plan ahead for next year's holiday expenses
• Minimum Opening Deposit $10.00
• No Minimum Balance
• $50.00 Minimum Balance Requirement to Receive Interest
• No Monthly Minimum Balance Fee
• Interest Compounded Annually at Maturity - Please Call For Current Rates
• Annual Paper Statements at Maturity
• FREE Digital Banking and eStatements

Learn More

To open a new savings account, please visit your nearest CNB branch and one of our Universal Bankers would be happy to assist. View Branch Locations

• Earn higher, tiered interest rates, while still having access to your funds
• Minimum Opening Deposit $10,000.00
• $10,000.00 Minimum Balance Requirement to Avoid Monthly Fee of $10.00
• Interest Compounded Monthly
• Interest Tiers - Please Call For Current Rates
  • $0 to $24,999.99
  • $25,000.00 to $49,999.99
  • $50,000.00 to $74,999.99
  • $75,000.00 to $99,999.99
  • $100,000.00 to $249,999.99
  • $250,000.00 and above
• Monthly or Quarterly Paper Statements
• FREE Digital Banking and eStatements

To open a new savings account, please visit your nearest CNB branch and one of our Universal Bankers would be happy to assist.

View Branch Locations

• Save for retirement now while you're still earning income
• Minimum Opening Deposit $50.00
• Contributions can be made with as little as $10.00 per deposit
• Traditional and Roth available from a Universal Banker.
• Self-directed IRAs are offered through the Trust Department
• IRA rates are subject to change
• Termination for early withdrawal is $50.00

To open a new savings account, please visit your nearest CNB branch and one of our Universal Bankers would be happy to assist.

View Branch Locations Learn More